Services

Financial Planning:

• Guidance in creating financial and life goals
  
• Financial guidance & planning for retirement, college, life events, and major purchases
• Social Security & pension optimization strategies
• Risk management: life, disability, long-term care planning
• Debt and mortgage payoff consulting

Investment Management & Servicing of Accounts:

• Ongoing communication & reviews (in person, phone, video, or email)
  
• Develop asset allocation strategy (investment mix) & rebalancing strategy
  
• Cash flow strategies, liquidation & withdrawal planning (rate of withdrawal analysis)
  
• Tax efficient investment considerations & annual tax loss harvesting and repositioning (if applicable) 
  
• Investment analysis and due diligence, including cost analysis
  
• Beneficiary & asset titling review
  
• Ongoing transparency & visibility to investment accounts statements, reports, and online access
  
• Family meetings (financial, estate, elder care, ongoing communication)
  

Tax, Estate, Charitable & Business Consulting (in coordination with your tax and legal professionals):

• Business owner specific issues & planning
  
• Tax strategies for deductions, deferral, minimization, etc.
  
• Estate, legacy, gift & philanthropic planning
  
• Asset protection & review